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A Subscription Tracker That Never Asks for Your Bank Account

Most subscription trackers only work if you hand over your bank login through Plaid. Suprascribe finds the same subscriptions by scanning your email - no bank access, no financial data exposure, no monthly fee. And you can skip email entirely and add them by hand.

No Bank Linking vs. Bank-Linked Apps

Both find your subscriptions. Only one needs the keys to your accounts.

FeatureSuprascribeBank-linked apps
Bank account access required
Never - your financial accounts are never touched
Full transaction history via Plaid
How subscriptions are found
Scans your email receipts and renewal notices
Reads every transaction on your accounts
Data at risk in a breach
Only your list of subscriptions
Bank connection and full spending history
Works with no account linked at all
Add subscriptions manually, unlimited and free
Auto-detection needs a linked bank
Recurring monthly fee
No - one-time Pro upgrade only
Most charge $4-$12/month for premium
Open source
Full source code on GitHub
Closed source

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Why Skip Bank Linking at All?

Apps like Rocket Money, PocketGuard, and Trim detect subscriptions by connecting to your bank through Plaid. That connection gives them read access to your entire transaction history - every purchase, not just the recurring ones. To find a handful of subscriptions, you expose all of your spending.

Less data at risk. A manual or email-based tracker never holds your bank credentials, so a breach cannot expose your accounts. The only data involved is a list of the services you pay for.

Your email is a better record anyway. Almost every subscription sends a receipt or renewal notice. Your inbox captures subscriptions billed through the App Store, Google Play, and PayPal that a single bank statement can miss or disguise behind cryptic labels.

No recurring fee. Most bank-linked apps charge a monthly premium - you end up paying a subscription to manage your subscriptions. Suprascribe Pro is a one-time purchase.

Two private ways to use Suprascribe

  • Fully manual. Add subscriptions by hand - unlimited and free, with nothing connected at all.
  • Email auto-discovery (Pro). Connect Gmail, Outlook, or iCloud via OAuth. Only subscription-related emails are scanned, and no email content is ever stored.

Either way, your bank account is never involved. Suprascribe is open source, so you can verify exactly how your data is handled.

Common Questions

Still have questions? View all FAQs or contact us.

Also worth exploring

See how the no-bank-linking approach compares to the tools that require it.